Modernize Your
Mortgage Journey

Buying a home or refinancing has never been easier. Explore your custom rates and experience real digital lending at your fingertips.  

Takes less than one minute

About Valley View Home Loans Inc...

At Valley View Home Loans we provide clients with a fully customized rate spectrum, a fully digital loan application experience, and access to helpful and knowledgeable Loan Advisors available to guide you every step of the way. To get started, just provide a few simple answers on our form to see today’s rates and programs. NO CREDIT CHECKS NOR DOCUMENTS ARE REQUIRED to start comparing loan programs and rate options. We are ready to serve you.


Better Business Rating

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Zillow Lender
Funded Loans
$ 0 B+
Loans Funded
0 K+


The Purchase Loan Process...


Connect with Us

Discuss your goals with a Valley View Loan Advisor who will provide answers to your questions and quick access to a secure portal where you can use a smartphone, tablet, or a desktop computer to submit your loan application.


Provide Documentation

Continue to use our digital portal to upload standard documentation to support the information provided on your application. You can take photos and upload using any device on hand.



We’ll review your documents and provide a pre-approval for you to start working with your real estate agent to make your offers!


Lock your Rate

Once you’re under contract, provide a copy of the contract along with proof of your deposit and work with your Loan Advisor to finalize the loan program and lock in your interest rate!



We’ll work on finalizing all documentation and work with the settlement agent to get your loan documents signed and get keys in your hand!


Rate Watch

As you move into your new home, you will continue to receive check-in notifications and alerts when there are future rate drops to take advantage of!

Why Customers Choose Valley View

Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently.

We Bank Not

As a mortgage banker, we make the final credit decision on your loan and lend using our own funds.

We Leverage Investor Relationships

We have over a dozen investors that we work with to ensure our rates are as competitive as possible.

We Do

Purchase loans, rate and term refinances, cash-out loans and HELOCs. If you need a FHA or VA loan, we do those too!

We Get Loans Funded Fast

We utilize a lot of tech and as a direct lender, we process and underwrite our loans in-house.

We Keep In Touch

We carefully monitor the market and pro-actively contact you when we believe you can take advantage of lower rates.

We Care

Our Valley View Loan Advisors all share one common goal: give customers the best experience possible.