HOW TO BECOME BRANCH
INDEPENDENCE:
Are you motivated? Got ideas? You will maintain the freedom to be an innovator and build your own team! We believe in a collaborative approach that allows you to maintain individuality while plugged into a network of supportive professionals.
INFRASTRUCTURE:
You don’t need to reinvent the wheel! Take advance of an established and respected lending reputation for last 28yrs. We’ve had time to refine our processes and have the resources you need to get your business up and running ASAP!
PRODUCTS:
We’ve got you covered! Our product development team is on the job. You will have the products your clients need and an automated products and pricing engine!
SUPPORT:
We’ve got your back! Plugging into Pacific Bay Lending means you get Technical Support, Marketing, ongoing Training, Human Resource assistance, Accounting services, Licensing and Compliance support. This means that your time is spent focused on building your business!
BRANCH FACTS
- 100% Commissions with Low Banking and Broker Fees/ 1099
- YSP Disclosure Not Required as a Mortgage Banker
- FHA/VA/CONV/NON-QM
- Licensed in 29 states and growing
- Payroll the 18th and 3rd Day of Month
- FNMA Direct Seller/Servicer
- Extensive Product Availability (Prime to Non Prime including HECM)
- Competitive Rates and Lender Fee
- In-house Processing(optional), Underwriting, Closing, Funding, and Shipping
- State of ART Technology with Product Eligibility and Pricing Engine.

LICENSING
- Alabama
- Alaska
- Arizona
- California
- Colorado
- Connecticut
- Delaware
- D.C.
- Florida
- Georgia
- Idaho
- Illinois
- Maryland
- Michigan
- Minnesota
- Nebraska
- Nevada
- New Jersey
- North Carolina
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- Wisconsin